HOUSE BILL No. 4990


     June 26, 1997, Introduced by Reps. Profit and Palamara and referred to the Committee on Insurance.


        A bill to amend 1956 PA 218, entitled

   "The insurance code of 1956,"

   (MCL 500.100 to 500.8302) by adding section 3415.

               THE PEOPLE OF THE STATE OF MICHIGAN ENACT:

 1         SEC. 3415.  (1) AN INSURER THAT DELIVERS, ISSUES FOR DELIV-

 2    ERY, OR RENEWS IN THIS STATE AN EXPENSE-INCURRED HOSPITAL, MEDI-

 3    CAL, OR SURGICAL POLICY OR CERTIFICATE SHALL NOT CANCEL COVERAGE

 4    ON, REFUSE TO PROVIDE COVERAGE FOR, OR REFUSE TO ISSUE OR RENEW A

 5    POLICY OR CERTIFICATE FOR AN INSURED OR APPLICANT FOR INSURANCE

 6    SOLELY BECAUSE OF THE GENETIC INFORMATION OF THAT INSURED OR

 7    APPLICANT.

 8         (2) AS USED IN THIS SECTION, "GENETIC INFORMATION" MEANS ANY

 9    INFORMATION ABOUT AN INDIVIDUAL THAT IS DERIVED FROM THE

10    PRESENCE, ABSENCE, ALTERATION, OR MUTATION OF A GENE OR GENES, OR

11    THE PRESENCE OR ABSENCE OF A SPECIFIC DNA MARKER OR MARKERS, AND


   03690'97                                                 DKH
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 1    THAT HAS BEEN OBTAINED EITHER FROM AN ANALYSIS OF THE

 2    INDIVIDUAL'S DNA OR FROM AN ANALYSIS OF THE DNA OF A PERSON TO

 3    WHOM THE INDIVIDUAL IS RELATED.


















































   03690'97          Final page.                            DKH