HOUSE BILL No. 4580

 

April 29, 2003, Introduced by Reps. Palsrok, Wenke, Richardville, O'Neil, Lipsey and Bisbee and referred to the Committee on Commerce.

        

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                 A bill to amend 1999 PA 276, entitled                                             

                                                                                

    "Banking code of 1999,"                                                     

                                                                                

    by amending section 4406 (MCL 487.14406), as added by 2002                  

                                                                                

    PA 183.                                                                     

                                                                                

                THE PEOPLE OF THE STATE OF MICHIGAN ENACT:                      

                                                                                

1       Sec. 4406.  (1) If a bank  is required to file a transaction                

                                                                                

2   report under sections 5313 to 5318 of title 31 of the United                

                                                                                

3   States Code, 31 U.S.C. 5313 to 5318  files a suspicious activity            

                                                                                

4   report with an agency of the federal government, the bank shall             

                                                                                

5   also within 24 hours file a copy of the  transaction  suspicious            

                                                                                

6   activity report with the department of state police.                        

                                                                                

7       (2) A bank may file the suspicious activity report with the                 

                                                                                

8   department of state police under subsection (1) in any manner               

                                                                                

9   allowed by federal law or regulation or in any other manner                 

                                                                                

10  acceptable to the department of state police.                               

                                                                                


                                                                                

1       (3)  (2)  Except for a violation of  sections 5313 to 5318                  

                                                                                

2   section 5318(g) of title 31 of the United States Code, 31                   

                                                                                

3   U.S.C.  5313 to  5318, a bank or a director, officer, employee,             

                                                                                

4   or agent of the bank is not liable in any civil or governmental             

                                                                                

5   action for  the  filing  of  a copy of  the transaction  a                  

                                                                                

6   suspicious activity report  as required under subsection (1) or             

                                                                                

7   for the failure  under this section or failing to notify  the  an           

                                                                                

8   account holder or any other person of the filing.