HB-4904, As Passed House, November 10, 2005

SUBSTITUTE FOR

HOUSE BILL NO. 4904

     A bill to amend 1956 PA 218, entitled

"The insurance code of 1956,"

by amending section 3109a (MCL 500.3109a).

THE PEOPLE OF THE STATE OF MICHIGAN ENACT:

     Sec. 3109a. (1) An insurer providing personal protection

insurance benefits shall offer, at appropriately reduced premium

rates, deductibles and exclusions reasonably related to other

health and accident coverage on the insured. The deductibles and

exclusions required to be offered by this section  shall be  are

subject to prior approval by the commissioner and  shall apply

only to benefits payable to the person named in the policy,  the

his or her spouse,  of the insured and any relative of either

domiciled in the same household.

     (2) A person shall not recover duplicate benefits for the same

expenses or losses incurred.