HOUSE BILL No. 4192

 

February 3, 2005, Introduced by Reps. Bieda, Condino, Gleason, Gillard, Donigan, Wojno, Hunter, Espinoza, Kathleen Law, Anderson, Acciavatti, Kahn and Garfield and referred to the Committee on Insurance.

 

     A bill to amend 1956 PA 218, entitled

 

"The insurance code of 1956,"

 

by amending section 3101a (MCL 500.3101a), as amended by 1996 PA

 

456.

 

THE PEOPLE OF THE STATE OF MICHIGAN ENACT:

 

     Sec. 3101a. (1) An insurer, in conjunction with the issuance

 

of an automobile insurance policy, as defined in section 3303,

 

shall provide 2 certificates of insurance for each insured vehicle.

 

The insurer shall mark 1 of the certificates as the secretary of

 

state's copy, which copy, except as otherwise provided in

 

subsection (2), shall be filed with the secretary of state by the

 

policyholder upon application for a vehicle registration. The

 

secretary of state shall  not  maintain the certificate of


 

insurance received under this subsection on file. An insurer shall

 

notify the secretary of state each month of all motor vehicles in

 

this state that were insured with the insurer in the immediately

 

preceding month and shall notify the secretary of state each month

 

of any policy that, in the immediately preceding month, expired

 

without being renewed or is terminated or if a policyholder cancels

 

his or her automobile insurance policy. The notice to the secretary

 

of state under this subsection shall contain all of the following

 

information:

 

     (a) Vehicle identification numbers.

 

     (b) Name and address of the policyholder.

 

     (c) Insurance policy numbers.

 

     (d) If applicable, the time and date of expiration,

 

termination, or cancellation of an automobile insurance policy.

 

     (2) The secretary of state shall accept as proof of vehicle

 

insurance a transmission, in the format required by the secretary

 

of state, of the insured vehicle's vehicle identification number.

 

Vehicle identification numbers received by the secretary of state

 

under this subsection are confidential and shall not be disclosed

 

to any person except  pursuant to an order  by order of a court of

 

competent jurisdiction in connection with a claim or fraud

 

investigation or prosecution. The transmission to the secretary of

 

state of a vehicle identification number is proof of insurance to

 

the secretary of state for motor vehicle registration purposes only

 

and is not evidence that a policy of insurance actually exists

 

between an insurer and an individual.

 

     (3) A person who fails to supply information to the secretary


 

of state or who supplies false information to the secretary of

 

state under this section or who issues or uses an altered,

 

fraudulent, or counterfeit certificate of insurance is guilty of a

 

misdemeanor punishable by imprisonment for not more than 1 year ,

 

or a fine of not more than $1,000.00, or both.