February 22, 2005, Introduced by Senators HAMMERSTROM, JACOBS, PATTERSON, JOHNSON, SCHAUER, BERNERO, BRATER, OLSHOVE, CLARKE, EMERSON and LELAND and referred to the Committee on Health Policy.
A bill to amend 1956 PA 218, entitled
"The insurance code of 1956,"
(MCL 500.100 to 500.8302) by adding section 3406s.
THE PEOPLE OF THE STATE OF MICHIGAN ENACT:
Sec. 3406s. An insurer that delivers, issues for delivery, or
renews in this state on or after January 1, 2006 an expense-
incurred hospital, medical, or surgical policy or certificate and a
health maintenance organization that issues or renews a group or
individual contract on or after January 1, 2006 shall provide for
both of the following:
(a) That cost-sharing requirements and benefit or service
limitations for outpatient mental health and outpatient substance
abuse services do not place a greater financial burden on the
insured or enrollee and are not more restrictive than those
requirements and limitations for outpatient medical services.
(b) That cost-sharing requirements and benefit or service
limitations for inpatient hospital mental health and inpatient
hospital and residential substance abuse services do not place a
greater financial burden on the insured or enrollee and are not
more restrictive than those requirements and limitations for
inpatient hospital medical services.